Call reports 2015
HAVEN SAVINGS BANK — 2015
What HAVEN SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 861,318,000 | 857,718,000 | 885,355,000 | 882,776,000 |
| Total loans | 696,832,000 | 699,717,000 | 725,227,000 | 726,758,000 |
| Allowance for loan losses | 3,881,000 | 3,873,000 | 3,871,000 | 3,835,000 |
| Securities available for sale | 17,524,000 | 16,226,000 | 15,588,000 | 14,948,000 |
| Securities held to maturity | 64,594,000 | 67,444,000 | 65,501,000 | 66,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,710,000 | 689,955,000 | 678,832,000 | 708,592,000 |
| Interest-bearing deposits | 615,423,000 | 608,163,000 | 607,908,000 | 635,072,000 |
| Noninterest-bearing deposits | 74,287,000 | 81,792,000 | 70,924,000 | 73,520,000 |
| Equity capital | 96,405,000 | 97,213,000 | 97,764,000 | 98,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,648,000 | 15,151,000 | 22,760,000 | 30,721,000 |
| Interest expense | 1,474,000 | 3,003,000 | 4,588,000 | 6,243,000 |
| Net interest income | 6,174,000 | 12,148,000 | 18,172,000 | 24,478,000 |
| Noninterest income | 379,000 | 710,000 | 676,000 | 1,108,000 |
| Noninterest expense | 5,035,000 | 10,041,000 | 15,148,000 | 20,341,000 |
| Provision for loan losses | 293,000 | 293,000 | 293,000 | 365,000 |
| Pretax income | 1,225,000 | 2,524,000 | 3,407,000 | 4,880,000 |
| Income tax | 427,000 | 869,000 | 1,170,000 | 1,695,000 |
| Net income | 798,000 | 1,655,000 | 2,237,000 | 3,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,805,000 | 91,858,000 | 92,457,000 | 93,417,000 |
| Total capital | 94,686,000 | 95,731,000 | 96,328,000 | 97,252,000 |
| Risk-weighted assets | 492,569,000 | 490,469,000 | 509,378,000 | 503,181,000 |