Call reports 2014
HAVEN SAVINGS BANK — 2014
What HAVEN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 852,172,000 | 855,793,000 | 841,126,000 | 847,164,000 |
| Total loans | 661,214,000 | 675,002,000 | 680,676,000 | 691,590,000 |
| Allowance for loan losses | 2,988,000 | 3,229,000 | 3,419,000 | 3,652,000 |
| Securities available for sale | 20,440,000 | 20,027,000 | 19,325,000 | 18,306,000 |
| Securities held to maturity | 100,141,000 | 90,065,000 | 73,984,000 | 61,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 684,560,000 | 692,638,000 | 680,759,000 | 670,179,000 |
| Interest-bearing deposits | 618,772,000 | 610,907,000 | 610,260,000 | 598,483,000 |
| Noninterest-bearing deposits | 65,788,000 | 81,731,000 | 70,499,000 | 71,696,000 |
| Equity capital | 92,111,000 | 93,303,000 | 94,159,000 | 95,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,939,000 | 15,535,000 | 23,287,000 | 31,010,000 |
| Interest expense | 1,562,000 | 3,143,000 | 4,677,000 | 6,153,000 |
| Net interest income | 6,377,000 | 12,392,000 | 18,610,000 | 24,857,000 |
| Noninterest income | 327,000 | 721,000 | 969,000 | 2,153,000 |
| Noninterest expense | 4,844,000 | 9,528,000 | 14,475,000 | 19,755,000 |
| Provision for loan losses | -2,000 | 387,000 | 578,000 | 817,000 |
| Pretax income | 1,862,000 | 3,198,000 | 4,526,000 | 6,438,000 |
| Income tax | 674,000 | 1,146,000 | 1,603,000 | 1,815,000 |
| Net income | 1,188,000 | 2,052,000 | 2,923,000 | 4,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,198,000 | 86,251,000 | 87,339,000 | 89,260,000 |
| Total capital | 88,186,000 | 89,480,000 | 90,758,000 | 92,912,000 |
| Risk-weighted assets | 540,951,000 | 546,228,000 | 529,148,000 | 500,492,000 |