Call reports 2013
HAVEN SAVINGS BANK — 2013
What HAVEN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 694,092,000 | 691,464,000 | 714,895,000 | 845,860,000 |
| Total loans | 481,513,000 | 496,920,000 | 544,539,000 | 655,368,000 |
| Allowance for loan losses | 2,666,000 | 2,684,000 | 2,449,000 | 3,004,000 |
| Securities available for sale | 18,449,000 | 17,545,000 | 16,210,000 | 21,261,000 |
| Securities held to maturity | 114,007,000 | 109,556,000 | 105,615,000 | 102,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,997,000 | 527,105,000 | 540,941,000 | 677,874,000 |
| Interest-bearing deposits | 518,364,000 | 513,394,000 | 522,509,000 | 611,854,000 |
| Noninterest-bearing deposits | 13,633,000 | 13,711,000 | 18,432,000 | 66,020,000 |
| Equity capital | 89,551,000 | 90,196,000 | 90,766,000 | 90,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,997,000 | 11,888,000 | 17,937,000 | 25,349,000 |
| Interest expense | 1,559,000 | 3,050,000 | 4,502,000 | 6,041,000 |
| Net interest income | 4,438,000 | 8,838,000 | 13,435,000 | 19,308,000 |
| Noninterest income | 408,000 | 773,000 | 935,000 | 1,363,000 |
| Noninterest expense | 3,650,000 | 7,427,000 | 11,083,000 | 16,303,000 |
| Provision for loan losses | 0 | -1,000 | -2,000 | 645,000 |
| Pretax income | 1,196,000 | 2,185,000 | 3,289,000 | 3,723,000 |
| Income tax | 415,000 | 729,000 | 1,129,000 | 1,441,000 |
| Net income | 781,000 | 1,456,000 | 2,160,000 | 2,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,209,000 | 90,885,000 | 91,588,000 | 84,131,000 |
| Total capital | 92,875,000 | 93,569,000 | 94,037,000 | 87,135,000 |
| Risk-weighted assets | 389,041,000 | 395,634,000 | 420,457,000 | 537,828,000 |