Call reports 2012
HAVEN SAVINGS BANK — 2012
What HAVEN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 709,458,000 | 709,744,000 | 699,717,000 | 696,610,000 |
| Total loans | 480,800,000 | 504,483,000 | 503,661,000 | 493,845,000 |
| Allowance for loan losses | 2,718,000 | 2,628,000 | 2,597,000 | 2,667,000 |
| Securities available for sale | 23,056,000 | 22,541,000 | 21,883,000 | 20,546,000 |
| Securities held to maturity | 128,160,000 | 117,611,000 | 113,536,000 | 108,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,893,000 | 540,920,000 | 534,050,000 | 536,287,000 |
| Interest-bearing deposits | 529,643,000 | 527,600,000 | 521,720,000 | 524,498,000 |
| Noninterest-bearing deposits | 12,250,000 | 13,320,000 | 12,330,000 | 11,789,000 |
| Equity capital | 86,419,000 | 87,349,000 | 88,236,000 | 88,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,961,000 | 13,720,000 | 20,409,000 | 26,847,000 |
| Interest expense | 1,962,000 | 3,889,000 | 5,697,000 | 7,384,000 |
| Net interest income | 4,999,000 | 9,831,000 | 14,712,000 | 19,463,000 |
| Noninterest income | 368,000 | 512,000 | 832,000 | 1,131,000 |
| Noninterest expense | 3,539,000 | 7,172,000 | 10,752,000 | 14,597,000 |
| Provision for loan losses | 215,000 | 217,000 | 417,000 | 542,000 |
| Pretax income | 1,613,000 | 2,954,000 | 4,375,000 | 5,455,000 |
| Income tax | 637,000 | 1,114,000 | 1,622,000 | 1,986,000 |
| Net income | 976,000 | 1,840,000 | 2,753,000 | 3,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,904,000 | 87,768,000 | 88,681,000 | 89,397,000 |
| Total capital | 89,622,000 | 90,396,000 | 91,278,000 | 92,064,000 |
| Risk-weighted assets | 386,455,000 | 387,728,000 | 395,680,000 | 388,026,000 |