Call reports 2011
HAVEN SAVINGS BANK — 2011
What HAVEN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 699,216,000 | 698,322,000 | 695,825,000 | 702,743,000 |
| Total loans | 459,663,000 | 458,859,000 | 464,617,000 | 467,727,000 |
| Allowance for loan losses | 2,472,000 | 2,672,000 | 2,902,000 | 2,689,000 |
| Securities available for sale | 26,338,000 | 25,229,000 | 24,373,000 | 23,501,000 |
| Securities held to maturity | 147,400,000 | 141,462,000 | 126,651,000 | 134,155,000 |
| Trading assets | 2,804,000 | 2,848,000 | 3,107,000 | 0 |
| Total deposits | 535,403,000 | 533,061,000 | 529,992,000 | 537,109,000 |
| Interest-bearing deposits | 524,374,000 | 521,634,000 | 518,445,000 | 524,906,000 |
| Noninterest-bearing deposits | 11,029,000 | 11,427,000 | 11,547,000 | 12,203,000 |
| Equity capital | 82,749,000 | 83,815,000 | 84,878,000 | 85,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,100,000 | 14,356,000 | 21,371,000 | 28,366,000 |
| Interest expense | 2,086,000 | 4,175,000 | 6,203,000 | 8,204,000 |
| Net interest income | 5,014,000 | 10,181,000 | 15,168,000 | 20,162,000 |
| Noninterest income | 278,000 | 555,000 | 703,000 | 910,000 |
| Noninterest expense | 3,470,000 | 7,023,000 | 10,467,000 | 14,177,000 |
| Provision for loan losses | 200,000 | 400,000 | 650,000 | 1,146,000 |
| Pretax income | 1,622,000 | 3,313,000 | 4,754,000 | 5,749,000 |
| Income tax | 617,000 | 1,248,000 | 1,777,000 | 2,112,000 |
| Net income | 1,005,000 | 2,065,000 | 2,977,000 | 3,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,321,000 | 84,381,000 | 85,293,000 | 85,953,000 |
| Total capital | 85,793,000 | 87,053,000 | 88,195,000 | 88,642,000 |
| Risk-weighted assets | 318,073,000 | 320,108,000 | 321,430,000 | 379,296,000 |