Call reports 2010
HAVEN SAVINGS BANK — 2010
What HAVEN SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 726,204,000 | 713,718,000 | 707,851,000 | 689,718,000 |
| Total loans | 474,676,000 | 473,501,000 | 452,984,000 | 436,050,000 |
| Allowance for loan losses | 2,306,000 | 2,401,000 | 2,501,000 | 2,274,000 |
| Securities available for sale | 31,971,000 | 30,537,000 | 28,359,000 | 27,156,000 |
| Securities held to maturity | 159,787,000 | 157,585,000 | 153,327,000 | 156,139,000 |
| Trading assets | 0 | 0 | 1,466,000 | 2,698,000 |
| Total deposits | 566,925,000 | 552,803,000 | 545,088,000 | 526,724,000 |
| Interest-bearing deposits | 556,811,000 | 542,804,000 | 535,348,000 | 516,534,000 |
| Noninterest-bearing deposits | 10,114,000 | 9,999,000 | 9,740,000 | 10,190,000 |
| Equity capital | 78,168,000 | 79,120,000 | 80,414,000 | 81,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,219,000 | 16,389,000 | 24,116,000 | 31,392,000 |
| Interest expense | 2,998,000 | 5,788,000 | 8,309,000 | 10,547,000 |
| Net interest income | 5,221,000 | 10,601,000 | 15,807,000 | 20,845,000 |
| Noninterest income | 278,000 | 550,000 | 816,000 | 1,091,000 |
| Noninterest expense | 3,104,000 | 6,340,000 | 9,699,000 | 13,215,000 |
| Provision for loan losses | 0 | 95,000 | 195,000 | 395,000 |
| Pretax income | 2,395,000 | 4,716,000 | 6,729,000 | 8,326,000 |
| Income tax | 860,000 | 1,784,000 | 2,538,000 | 3,123,000 |
| Net income | 1,535,000 | 2,932,000 | 4,191,000 | 5,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,648,000 | 80,046,000 | 81,304,000 | 82,316,000 |
| Total capital | 80,954,000 | 82,447,000 | 83,805,000 | 84,590,000 |
| Risk-weighted assets | 326,252,000 | 322,459,000 | 318,838,000 | 309,959,000 |