Call reports 2009
HAVEN SAVINGS BANK — 2009
What HAVEN SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 728,054,000 | 715,947,000 | 720,729,000 | 724,602,000 |
| Total loans | 484,359,000 | 485,231,000 | 488,328,000 | 482,543,000 |
| Allowance for loan losses | 2,323,000 | 2,303,000 | 2,303,000 | 2,306,000 |
| Securities available for sale | 26,159,000 | 35,900,000 | 34,336,000 | 33,087,000 |
| Securities held to maturity | 151,195,000 | 148,645,000 | 148,495,000 | 152,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,365,000 | 551,749,000 | 569,884,000 | 567,845,000 |
| Interest-bearing deposits | 555,119,000 | 541,750,000 | 558,823,000 | 557,812,000 |
| Noninterest-bearing deposits | 10,246,000 | 9,999,000 | 11,061,000 | 10,033,000 |
| Equity capital | 73,275,000 | 74,074,000 | 75,536,000 | 76,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,597,000 | 17,202,000 | 25,680,000 | 34,120,000 |
| Interest expense | 4,793,000 | 9,167,000 | 12,713,000 | 15,984,000 |
| Net interest income | 3,804,000 | 8,035,000 | 12,967,000 | 18,136,000 |
| Noninterest income | 256,000 | 524,000 | 779,000 | 1,140,000 |
| Noninterest expense | 3,138,000 | 6,547,000 | 9,526,000 | 13,223,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 103,000 |
| Pretax income | 822,000 | 1,912,000 | 4,120,000 | 5,950,000 |
| Income tax | 280,000 | 666,000 | 1,505,000 | 2,151,000 |
| Net income | 542,000 | 1,246,000 | 2,615,000 | 3,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,054,000 | 74,761,000 | 76,129,000 | 77,313,000 |
| Total capital | 76,377,000 | 77,064,000 | 78,432,000 | 79,619,000 |
| Risk-weighted assets | 327,466,000 | 325,695,000 | 327,372,000 | 328,780,000 |