Call reports 2008
HAVEN SAVINGS BANK — 2008
What HAVEN SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 680,150,000 | 692,436,000 | 697,232,000 | 701,509,000 |
| Total loans | 472,310,000 | 475,060,000 | 493,437,000 | 495,437,000 |
| Allowance for loan losses | 2,123,000 | 2,123,000 | 2,123,000 | 2,223,000 |
| Securities available for sale | 9,499,000 | 9,118,000 | 8,968,000 | 12,135,000 |
| Securities held to maturity | 152,958,000 | 170,034,000 | 163,123,000 | 157,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,633,000 | 538,391,000 | 534,692,000 | 539,919,000 |
| Interest-bearing deposits | 518,246,000 | 527,534,000 | 523,295,000 | 530,616,000 |
| Noninterest-bearing deposits | 9,387,000 | 10,857,000 | 11,397,000 | 9,303,000 |
| Equity capital | 70,281,000 | 69,858,000 | 70,691,000 | 72,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,422,000 | 17,044,000 | 25,752,000 | 34,555,000 |
| Interest expense | 5,671,000 | 10,780,000 | 15,449,000 | 20,278,000 |
| Net interest income | 2,751,000 | 6,264,000 | 10,303,000 | 14,277,000 |
| Noninterest income | 220,000 | 457,000 | 682,000 | 923,000 |
| Noninterest expense | 2,825,000 | 5,733,000 | 8,653,000 | 11,672,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 146,000 | 988,000 | 2,332,000 | 3,484,000 |
| Income tax | 27,000 | 330,000 | 834,000 | 114,000 |
| Net income | 119,000 | 658,000 | 1,498,000 | 3,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,870,000 | 70,793,000 | 71,641,000 | 73,520,000 |
| Total capital | 71,993,000 | 72,916,000 | 73,764,000 | 75,743,000 |
| Risk-weighted assets | 307,148,000 | 312,082,000 | 319,678,000 | 325,647,000 |