Call reports 2007
HAVEN SAVINGS BANK — 2007
What HAVEN SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 680,526,000 | 674,759,000 | 672,038,000 | 659,692,000 |
| Total loans | 479,186,000 | 482,073,000 | 484,688,000 | 475,716,000 |
| Allowance for loan losses | 2,123,000 | 2,123,000 | 2,123,000 | 2,123,000 |
| Securities available for sale | 4,350,000 | 3,553,000 | 3,056,000 | 2,691,000 |
| Securities held to maturity | 168,049,000 | 161,762,000 | 155,268,000 | 144,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,130,000 | 555,947,000 | 512,894,000 | 507,325,000 |
| Interest-bearing deposits | 579,095,000 | 546,872,000 | 503,428,000 | 497,493,000 |
| Noninterest-bearing deposits | 8,035,000 | 9,075,000 | 9,466,000 | 9,832,000 |
| Equity capital | 69,775,000 | 70,123,000 | 70,069,000 | 70,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,645,000 | 17,242,000 | 25,663,000 | 34,170,000 |
| Interest expense | 6,288,000 | 12,561,000 | 18,633,000 | 24,506,000 |
| Net interest income | 2,357,000 | 4,681,000 | 7,030,000 | 9,664,000 |
| Noninterest income | 184,000 | 368,000 | 678,000 | 933,000 |
| Noninterest expense | 2,958,000 | 5,672,000 | 8,458,000 | 11,187,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -417,000 | -623,000 | -750,000 | -590,000 |
| Income tax | -113,000 | -230,000 | -323,000 | -277,000 |
| Net income | -304,000 | -393,000 | -427,000 | -313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,732,000 | 69,651,000 | 69,623,000 | 69,744,000 |
| Total capital | 71,855,000 | 71,774,000 | 71,746,000 | 71,867,000 |
| Risk-weighted assets | 307,159,000 | 306,171,000 | 309,328,000 | 301,782,000 |