Call reports 2006
HAVEN SAVINGS BANK — 2006
What HAVEN SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 680,251,000 | 694,779,000 | 703,929,000 | 689,766,000 |
| Total loans | 462,383,000 | 474,744,000 | 485,882,000 | 480,453,000 |
| Allowance for loan losses | 2,123,000 | 2,123,000 | 2,123,000 | 2,123,000 |
| Securities available for sale | 5,566,000 | 5,354,000 | 4,875,000 | 4,609,000 |
| Securities held to maturity | 173,819,000 | 180,589,000 | 179,953,000 | 173,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,846,000 | 579,764,000 | 581,123,000 | 585,366,000 |
| Interest-bearing deposits | 570,923,000 | 572,611,000 | 573,719,000 | 577,896,000 |
| Noninterest-bearing deposits | 6,923,000 | 7,153,000 | 7,404,000 | 7,470,000 |
| Equity capital | 69,613,000 | 70,012,000 | 70,131,000 | 70,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,291,000 | 16,696,000 | 25,338,000 | 34,080,000 |
| Interest expense | 4,674,000 | 9,816,000 | 15,560,000 | 21,799,000 |
| Net interest income | 3,617,000 | 6,880,000 | 9,778,000 | 12,281,000 |
| Noninterest income | 168,000 | 330,000 | 502,000 | 727,000 |
| Noninterest expense | 2,628,000 | 5,469,000 | 8,405,000 | 11,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,157,000 | 1,741,000 | 1,875,000 | 1,792,000 |
| Income tax | 354,000 | 555,000 | 576,000 | 538,000 |
| Net income | 803,000 | 1,186,000 | 1,299,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,558,000 | 69,947,000 | 70,067,000 | 70,029,000 |
| Total capital | 71,681,000 | 72,070,000 | 72,190,000 | 72,152,000 |
| Risk-weighted assets | 303,615,000 | 311,887,000 | 315,074,000 | 311,309,000 |