Call reports 2005
HAVEN SAVINGS BANK — 2005
What HAVEN SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 680,733,000 | 686,782,000 | 675,034,000 | 678,550,000 |
| Total loans | 438,144,000 | 454,351,000 | 448,684,000 | 460,195,000 |
| Allowance for loan losses | 2,123,000 | 2,123,000 | 2,123,000 | 2,123,000 |
| Securities available for sale | 6,867,000 | 6,389,000 | 6,099,000 | 5,805,000 |
| Securities held to maturity | 200,770,000 | 191,326,000 | 183,893,000 | 180,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,338,000 | 569,035,000 | 570,875,000 | 575,558,000 |
| Interest-bearing deposits | 563,427,000 | 561,374,000 | 563,706,000 | 568,564,000 |
| Noninterest-bearing deposits | 8,911,000 | 7,661,000 | 7,169,000 | 6,994,000 |
| Equity capital | 65,610,000 | 67,028,000 | 68,034,000 | 68,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,176,000 | 16,472,000 | 24,601,000 | 32,788,000 |
| Interest expense | 3,352,000 | 7,063,000 | 11,112,000 | 15,447,000 |
| Net interest income | 4,824,000 | 9,409,000 | 13,489,000 | 17,341,000 |
| Noninterest income | 139,000 | 341,000 | 519,000 | 699,000 |
| Noninterest expense | 2,783,000 | 5,454,000 | 8,213,000 | 11,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,180,000 | 4,296,000 | 5,795,000 | 6,973,000 |
| Income tax | 748,000 | 1,446,000 | 1,937,000 | 2,330,000 |
| Net income | 1,432,000 | 2,850,000 | 3,858,000 | 4,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,517,000 | 66,942,000 | 67,956,000 | 68,749,000 |
| Total capital | 67,640,000 | 69,065,000 | 70,079,000 | 70,872,000 |
| Risk-weighted assets | 289,940,000 | 298,343,000 | 293,852,000 | 301,419,000 |