Call reports 2004
HAVEN SAVINGS BANK — 2004
What HAVEN SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 668,910,000 | 677,054,000 | 678,184,000 | 682,581,000 |
| Total loans | 436,089,000 | 437,507,000 | 438,972,000 | 433,372,000 |
| Allowance for loan losses | 2,122,000 | 2,122,000 | 2,122,000 | 2,123,000 |
| Securities available for sale | 8,391,000 | 7,899,000 | 7,596,000 | 7,278,000 |
| Securities held to maturity | 185,590,000 | 191,858,000 | 185,852,000 | 201,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,605,000 | 575,137,000 | 573,774,000 | 580,394,000 |
| Interest-bearing deposits | 554,557,000 | 567,932,000 | 565,135,000 | 570,288,000 |
| Noninterest-bearing deposits | 14,048,000 | 7,205,000 | 8,639,000 | 10,106,000 |
| Equity capital | 59,389,000 | 61,071,000 | 62,783,000 | 64,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,120,000 | 16,204,000 | 24,296,000 | 32,407,000 |
| Interest expense | 3,193,000 | 6,346,000 | 9,539,000 | 12,853,000 |
| Net interest income | 4,927,000 | 9,858,000 | 14,757,000 | 19,554,000 |
| Noninterest income | 202,000 | 388,000 | 593,000 | 857,000 |
| Noninterest expense | 2,475,000 | 5,002,000 | 7,574,000 | 10,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,654,000 | 5,244,000 | 7,776,000 | 9,870,000 |
| Income tax | 898,000 | 1,755,000 | 2,607,000 | 3,284,000 |
| Net income | 1,756,000 | 3,489,000 | 5,169,000 | 6,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,228,000 | 60,968,000 | 62,654,000 | 64,078,000 |
| Total capital | 61,350,000 | 63,090,000 | 64,776,000 | 66,201,000 |
| Risk-weighted assets | 281,762,000 | 286,944,000 | 288,464,000 | 288,936,000 |