Call reports 2002
HAVEN SAVINGS BANK — 2002
What HAVEN SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 521,222,000 | 535,316,000 | 546,726,000 | 552,897,000 |
| Total loans | 323,569,000 | 336,003,000 | 329,296,000 | 326,841,000 |
| Allowance for loan losses | 2,117,000 | 2,120,000 | 2,120,000 | 2,121,000 |
| Securities available for sale | 10,274,000 | 9,604,000 | 11,143,000 | 10,822,000 |
| Securities held to maturity | 149,228,000 | 153,915,000 | 154,070,000 | 163,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,974,000 | 467,441,000 | 476,973,000 | 481,730,000 |
| Interest-bearing deposits | 453,305,000 | 461,379,000 | 471,332,000 | 475,717,000 |
| Noninterest-bearing deposits | 5,669,000 | 6,062,000 | 5,641,000 | 6,013,000 |
| Equity capital | 47,340,000 | 48,764,000 | 50,148,000 | 51,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,149,000 | 16,459,000 | 24,794,000 | 32,904,000 |
| Interest expense | 4,057,000 | 8,115,000 | 12,062,000 | 15,710,000 |
| Net interest income | 4,092,000 | 8,344,000 | 12,732,000 | 17,194,000 |
| Noninterest income | 92,000 | 197,000 | 292,000 | 393,000 |
| Noninterest expense | 2,081,000 | 4,216,000 | 6,345,000 | 8,751,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,103,000 | 4,325,000 | 6,679,000 | 8,836,000 |
| Income tax | 759,000 | 1,561,000 | 2,535,000 | 3,334,000 |
| Net income | 1,344,000 | 2,764,000 | 4,144,000 | 5,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,124,000 | 48,551,000 | 49,938,000 | 51,302,000 |
| Total capital | 49,241,000 | 50,671,000 | 52,058,000 | 53,423,000 |
| Risk-weighted assets | 213,818,000 | 221,182,000 | 221,646,000 | 223,718,000 |