Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,826,000 | 86,971,000 | 90,906,000 | 101,417,000 |
| Total loans | 57,044,000 | 57,235,000 | 63,081,000 | 63,033,000 |
| Allowance for loan losses | 431,000 | 461,000 | 494,000 | 705,000 |
| Securities available for sale | 6,110,000 | 11,053,000 | 11,095,000 | 11,555,000 |
| Securities held to maturity | 100,000 | 100,000 | 354,000 | 613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,324,000 | 73,367,000 | 77,070,000 | 87,725,000 |
| Interest-bearing deposits | 51,036,000 | 63,349,000 | 64,442,000 | 76,197,000 |
| Noninterest-bearing deposits | 10,288,000 | 10,018,000 | 12,628,000 | 11,528,000 |
| Equity capital | 10,180,000 | 10,237,000 | 10,356,000 | 10,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,730,000 | 4,194,000 | 5,644,000 |
| Interest expense | 627,000 | 1,304,000 | 2,010,000 | 2,655,000 |
| Net interest income | 708,000 | 1,426,000 | 2,184,000 | 2,989,000 |
| Noninterest income | 95,000 | 179,000 | 278,000 | 435,000 |
| Noninterest expense | 722,000 | 1,441,000 | 2,206,000 | 2,965,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 302,000 |
| Pretax income | 50,000 | 103,000 | 165,000 | 181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 103,000 | 165,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,154,000 | 10,207,000 | 10,269,000 | 10,285,000 |
| Total capital | 10,585,000 | 10,668,000 | 10,763,000 | 10,990,000 |
| Risk-weighted assets | 52,556,000 | 55,732,000 | 64,945,000 | 62,467,000 |