Call reports 2019
FARMERS AND TRADERS SAVINGS BANK — 2019
What FARMERS AND TRADERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 20,765,000 | 19,995,000 |
| Total loans | 14,990,000 | 14,800,000 |
| Allowance for loan losses | 106,000 | 106,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 18,484,000 | 17,704,000 |
| Interest-bearing deposits | 17,153,000 | 16,427,000 |
| Noninterest-bearing deposits | 1,331,000 | 1,277,000 |
| Equity capital | 2,221,000 | 2,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 202,000 | 398,000 |
| Interest expense | 41,000 | 85,000 |
| Net interest income | 161,000 | 313,000 |
| Noninterest income | 6,000 | 9,000 |
| Noninterest expense | 141,000 | 290,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 26,000 | 32,000 |
| Income tax | 3,000 | 6,000 |
| Net income | 23,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 2,221,000 | 2,223,000 |
| Total capital | 2,327,000 | 2,329,000 |
| Risk-weighted assets | 8,741,000 | 8,521,000 |