Call reports 2018
FARMERS AND TRADERS SAVINGS BANK — 2018
What FARMERS AND TRADERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 20,715,000 | 20,378,000 | 20,310,000 | 20,796,000 |
| Total loans | 14,922,000 | 15,076,000 | 15,071,000 | 15,296,000 |
| Allowance for loan losses | 106,000 | 106,000 | 106,000 | 106,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,462,000 | 18,105,000 | 18,023,000 | 18,542,000 |
| Interest-bearing deposits | 16,868,000 | 16,651,000 | 16,931,000 | 17,384,000 |
| Noninterest-bearing deposits | 1,594,000 | 1,454,000 | 1,092,000 | 1,158,000 |
| Equity capital | 2,177,000 | 2,203,000 | 2,226,000 | 2,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 403,000 | 612,000 | 831,000 |
| Interest expense | 37,000 | 74,000 | 114,000 | 156,000 |
| Net interest income | 160,000 | 329,000 | 498,000 | 675,000 |
| Noninterest income | 8,000 | 15,000 | 22,000 | 28,000 |
| Noninterest expense | 141,000 | 287,000 | 435,000 | 619,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 57,000 | 85,000 | 84,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 17,000 |
| Net income | 22,000 | 48,000 | 71,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,177,000 | 2,203,000 | 2,226,000 | 2,197,000 |
| Total capital | 2,283,000 | 2,309,000 | 2,332,000 | 2,303,000 |
| Risk-weighted assets | 12,421,000 | 8,749,000 | 8,631,000 | 8,830,000 |