Call reports 2017
FARMERS AND TRADERS SAVINGS BANK — 2017
What FARMERS AND TRADERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 21,292,000 | 20,910,000 | 21,139,000 | 21,244,000 |
| Total loans | 15,385,000 | 15,085,000 | 14,867,000 | 14,719,000 |
| Allowance for loan losses | 105,000 | 106,000 | 107,000 | 106,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,080,000 | 18,686,000 | 18,898,000 | 19,028,000 |
| Interest-bearing deposits | 17,452,000 | 17,091,000 | 16,892,000 | 16,824,000 |
| Noninterest-bearing deposits | 1,628,000 | 1,595,000 | 2,006,000 | 2,204,000 |
| Equity capital | 2,129,000 | 2,149,000 | 2,163,000 | 2,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 396,000 | 599,000 | 788,000 |
| Interest expense | 40,000 | 75,000 | 114,000 | 151,000 |
| Net interest income | 166,000 | 321,000 | 485,000 | 637,000 |
| Noninterest income | 7,000 | 15,000 | 20,000 | 27,000 |
| Noninterest expense | 148,000 | 288,000 | 439,000 | 599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 48,000 | 66,000 | 65,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 18,000 |
| Net income | 21,000 | 41,000 | 55,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,129,000 | 2,149,000 | 2,163,000 | 2,155,000 |
| Total capital | 2,234,000 | 2,255,000 | 2,270,000 | 2,261,000 |
| Risk-weighted assets | 12,739,000 | 12,555,000 | 12,550,000 | 12,485,000 |