Call reports 2013
FARMERS AND TRADERS SAVINGS BANK — 2013
What FARMERS AND TRADERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 20,216,000 | 20,139,000 | 20,193,000 | 20,338,000 |
| Total loans | 13,249,000 | 13,163,000 | 12,954,000 | 12,975,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,268,000 | 18,151,000 | 18,183,000 | 18,342,000 |
| Interest-bearing deposits | 17,175,000 | 16,948,000 | 17,084,000 | 17,188,000 |
| Noninterest-bearing deposits | 1,093,000 | 1,203,000 | 1,099,000 | 1,154,000 |
| Equity capital | 1,881,000 | 1,914,000 | 1,933,000 | 1,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 382,000 | 577,000 | 767,000 |
| Interest expense | 49,000 | 102,000 | 153,000 | 202,000 |
| Net interest income | 140,000 | 280,000 | 424,000 | 565,000 |
| Noninterest income | 11,000 | 42,000 | 56,000 | 68,000 |
| Noninterest expense | 133,000 | 266,000 | 402,000 | 548,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 56,000 | 78,000 | 85,000 |
| Income tax | 1,000 | 6,000 | 9,000 | 11,000 |
| Net income | 17,000 | 50,000 | 69,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,881,000 | 1,914,000 | 1,933,000 | 1,938,000 |
| Total capital | 1,976,000 | 2,009,000 | 2,028,000 | 2,033,000 |
| Risk-weighted assets | 10,982,000 | 11,009,000 | 11,200,000 | 11,221,000 |