Call reports 2011
FARMERS AND TRADERS SAVINGS BANK — 2011
What FARMERS AND TRADERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 17,258,000 | 17,126,000 | 16,977,000 | 18,070,000 |
| Total loans | 12,524,000 | 13,235,000 | 13,750,000 | 13,727,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 | 83,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,390,000 | 15,227,000 | 15,035,000 | 16,155,000 |
| Interest-bearing deposits | 14,578,000 | 14,417,000 | 14,295,000 | 15,153,000 |
| Noninterest-bearing deposits | 812,000 | 810,000 | 740,000 | 1,002,000 |
| Equity capital | 1,793,000 | 1,820,000 | 1,865,000 | 1,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 418,000 | 639,000 | 847,000 |
| Interest expense | 58,000 | 114,000 | 170,000 | 225,000 |
| Net interest income | 148,000 | 304,000 | 469,000 | 622,000 |
| Noninterest income | 12,000 | 25,000 | 39,000 | 51,000 |
| Noninterest expense | 123,000 | 263,000 | 395,000 | 571,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 66,000 | 113,000 | 102,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 25,000 |
| Net income | 35,000 | 62,000 | 107,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,793,000 | 1,820,000 | 1,865,000 | 1,835,000 |
| Total capital | 1,876,000 | 1,903,000 | 1,948,000 | 1,918,000 |
| Risk-weighted assets | 10,190,000 | 10,599,000 | 10,781,000 | 10,930,000 |