Call reports 2002
FARMERS AND TRADERS SAVINGS BANK — 2002
What FARMERS AND TRADERS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,516,000 | 14,469,000 | 14,887,000 | 15,694,000 |
| Total loans | 9,816,000 | 10,275,000 | 10,381,000 | 10,196,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,100,000 | 1,200,000 | 900,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,130,000 | 13,089,000 | 13,487,000 | 14,308,000 |
| Interest-bearing deposits | 12,485,000 | 12,457,000 | 12,875,000 | 13,654,000 |
| Noninterest-bearing deposits | 645,000 | 632,000 | 612,000 | 654,000 |
| Equity capital | 1,259,000 | 1,266,000 | 1,295,000 | 1,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 472,000 | 721,000 | 963,000 |
| Interest expense | 125,000 | 253,000 | 385,000 | 513,000 |
| Net interest income | 108,000 | 219,000 | 336,000 | 450,000 |
| Noninterest income | 9,000 | 19,000 | 30,000 | 40,000 |
| Noninterest expense | 99,000 | 208,000 | 303,000 | 415,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 30,000 | 63,000 | 75,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 20,000 |
| Net income | 14,000 | 21,000 | 50,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,259,000 | 1,266,000 | 1,295,000 | 1,275,000 |
| Total capital | 1,335,000 | 1,342,000 | 1,371,000 | 1,351,000 |
| Risk-weighted assets | 8,485,000 | 8,742,000 | 8,851,000 | 8,779,000 |