Call reports 2001
FARMERS AND TRADERS SAVINGS BANK — 2001
What FARMERS AND TRADERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,156,000 | 13,187,000 | 13,276,000 | 14,336,000 |
| Total loans | 9,872,000 | 9,920,000 | 10,081,000 | 9,735,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 900,000 | 500,000 | 800,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,846,000 | 11,850,000 | 11,928,000 | 12,976,000 |
| Interest-bearing deposits | 11,240,000 | 11,319,000 | 11,379,000 | 12,280,000 |
| Noninterest-bearing deposits | 606,000 | 531,000 | 549,000 | 696,000 |
| Equity capital | 1,221,000 | 1,238,000 | 1,258,000 | 1,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 506,000 | 753,000 | 1,001,000 |
| Interest expense | 133,000 | 272,000 | 412,000 | 552,000 |
| Net interest income | 120,000 | 234,000 | 341,000 | 449,000 |
| Noninterest income | 10,000 | 20,000 | 33,000 | 44,000 |
| Noninterest expense | 92,000 | 195,000 | 291,000 | 406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 59,000 | 83,000 | 87,000 |
| Income tax | 7,000 | 11,000 | 15,000 | 32,000 |
| Net income | 31,000 | 48,000 | 68,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,221,000 | 1,238,000 | 1,258,000 | 1,245,000 |
| Total capital | 1,297,000 | 1,314,000 | 1,334,000 | 1,321,000 |
| Risk-weighted assets | 8,294,000 | 8,358,000 | 8,532,000 | 8,443,000 |