Call report 2004Q4
MERCANTILE PENINSULA BANK — 2004Q4
The 22 measures MERCANTILE PENINSULA BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,547,628,000 | USD | evidence → |
| Total loans | 1,257,115,000 | USD | evidence → |
| Allowance for loan losses | 19,704,000 | USD | evidence → |
| Securities available for sale | 192,120,000 | USD | evidence → |
| Securities held to maturity | 2,003,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,250,268,000 | USD | evidence → |
| Interest-bearing deposits | 857,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 392,290,000 | USD | evidence → |
| Equity capital | 163,613,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 81,875,000 | USD | evidence → |
| Interest expense | 12,085,000 | USD | evidence → |
| Net interest income | 69,790,000 | USD | evidence → |
| Noninterest income | 11,599,000 | USD | evidence → |
| Noninterest expense | 35,199,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 46,116,000 | USD | evidence → |
| Income tax | 17,552,000 | USD | evidence → |
| Net income | 28,564,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 128,868,000 | USD | evidence → |
| Total capital | 200,736,000 | USD | evidence → |
| Risk-weighted assets | 1,207,803,000 | USD | evidence → |