Call reports 2025
ICON BUSINESS BANK — 2025
What ICON BUSINESS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 121,127,000 | 155,997,000 | 163,017,000 | 147,005,000 |
| Total loans | 75,948,000 | 107,847,000 | 112,037,000 | 118,470,000 |
| Allowance for loan losses | 908,000 | 1,263,000 | 1,410,000 | 1,476,000 |
| Securities available for sale | 4,420,000 | 4,002,000 | 4,984,000 | 4,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,731,000 | 138,048,000 | 145,980,000 | 125,639,000 |
| Interest-bearing deposits | 85,908,000 | 107,864,000 | 118,578,000 | 101,902,000 |
| Noninterest-bearing deposits | 15,823,000 | 30,184,000 | 27,402,000 | 23,737,000 |
| Equity capital | 15,247,000 | 13,838,000 | 12,780,000 | 12,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,982,000 | 6,584,000 | 9,280,000 |
| Interest expense | 825,000 | 1,889,000 | 3,083,000 | 4,163,000 |
| Net interest income | 975,000 | 2,093,000 | 3,501,000 | 5,117,000 |
| Noninterest income | 39,000 | 76,000 | 131,000 | 603,000 |
| Noninterest expense | 2,136,000 | 4,335,000 | 6,628,000 | 8,831,000 |
| Provision for loan losses | 175,000 | 614,000 | 926,000 | 1,154,000 |
| Pretax income | -1,298,000 | -2,785,000 | -3,921,000 | -4,266,000 |
| Income tax | 0 | 2,000 | 2,000 | 0 |
| Net income | -1,298,000 | -2,787,000 | -3,923,000 | -4,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,222,000 | 13,812,000 | 12,756,000 | 12,493,000 |