Call reports 2019
ATLANTIC STEWARDSHIP BANK — 2019
What ATLANTIC STEWARDSHIP BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 956,824,000 | 959,972,000 | 956,684,000 |
| Total loans | 746,721,000 | 756,927,000 | 764,280,000 |
| Allowance for loan losses | 8,018,000 | 8,404,000 | 8,356,000 |
| Securities available for sale | 98,564,000 | 92,122,000 | 86,885,000 |
| Securities held to maturity | 61,586,000 | 62,264,000 | 51,281,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 784,625,000 | 782,390,000 | 773,459,000 |
| Interest-bearing deposits | 735,809,000 | 733,882,000 | 721,970,000 |
| Noninterest-bearing deposits | 48,816,000 | 48,508,000 | 51,489,000 |
| Equity capital | 99,983,000 | 101,990,000 | 104,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 9,399,000 | 19,158,000 | 29,004,000 |
| Interest expense | 2,024,000 | 4,239,000 | 6,456,000 |
| Net interest income | 7,375,000 | 14,919,000 | 22,548,000 |
| Noninterest income | 858,000 | 1,754,000 | 2,776,000 |
| Noninterest expense | 5,503,000 | 10,946,000 | 16,690,000 |
| Provision for loan losses | 65,000 | 395,000 | 335,000 |
| Pretax income | 2,689,000 | 5,381,000 | 8,367,000 |
| Income tax | 684,000 | 1,366,000 | 2,157,000 |
| Net income | 2,005,000 | 4,015,000 | 6,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 101,075,000 | 102,414,000 | 104,668,000 |
| Total capital | 109,093,000 | 110,818,000 | 113,024,000 |
| Risk-weighted assets | 810,779,000 | 832,211,000 | 837,251,000 |