Call reports 2018
ATLANTIC STEWARDSHIP BANK — 2018
What ATLANTIC STEWARDSHIP BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 918,127,000 | 937,356,000 | 943,508,000 | 952,510,000 |
| Total loans | 707,721,000 | 722,271,000 | 728,992,000 | 733,330,000 |
| Allowance for loan losses | 8,445,000 | 8,353,000 | 7,904,000 | 7,926,000 |
| Securities available for sale | 102,616,000 | 108,775,000 | 105,975,000 | 104,933,000 |
| Securities held to maturity | 51,894,000 | 58,471,000 | 62,227,000 | 62,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 772,799,000 | 792,621,000 | 787,084,000 | 784,226,000 |
| Interest-bearing deposits | 735,312,000 | 756,368,000 | 741,924,000 | 748,431,000 |
| Noninterest-bearing deposits | 37,487,000 | 36,253,000 | 45,160,000 | 35,795,000 |
| Equity capital | 91,711,000 | 93,995,000 | 95,430,000 | 97,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,527,000 | 17,380,000 | 26,576,000 | 35,944,000 |
| Interest expense | 1,324,000 | 2,791,000 | 4,409,000 | 6,261,000 |
| Net interest income | 7,203,000 | 14,589,000 | 22,167,000 | 29,683,000 |
| Noninterest income | 778,000 | 1,655,000 | 2,519,000 | 3,472,000 |
| Noninterest expense | 5,343,000 | 10,754,000 | 16,226,000 | 21,795,000 |
| Provision for loan losses | -335,000 | -1,115,000 | -1,605,000 | -1,615,000 |
| Pretax income | 2,906,000 | 6,509,000 | 9,935,000 | 12,870,000 |
| Income tax | 740,000 | 1,679,000 | 2,587,000 | 3,401,000 |
| Net income | 2,166,000 | 4,830,000 | 7,348,000 | 9,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,787,000 | 96,386,000 | 98,107,000 | 99,761,000 |
| Total capital | 102,232,000 | 104,739,000 | 106,011,000 | 107,687,000 |
| Risk-weighted assets | 763,334,000 | 780,367,000 | 787,274,000 | 795,512,000 |