Call reports 2001
ATLANTIC STEWARDSHIP BANK — 2001
What ATLANTIC STEWARDSHIP BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 238,247,000 | 256,832,000 | 264,617,000 | 278,990,000 |
| Total loans | 175,697,000 | 181,859,000 | 185,237,000 | 188,771,000 |
| Allowance for loan losses | 2,324,000 | 2,432,000 | 2,538,000 | 2,602,000 |
| Securities available for sale | 15,448,000 | 14,349,000 | 14,953,000 | 15,056,000 |
| Securities held to maturity | 22,166,000 | 27,775,000 | 33,253,000 | 39,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,151,000 | 234,149,000 | 241,812,000 | 255,980,000 |
| Interest-bearing deposits | 168,835,000 | 182,420,000 | 187,904,000 | 197,115,000 |
| Noninterest-bearing deposits | 47,316,000 | 51,729,000 | 53,908,000 | 58,865,000 |
| Equity capital | 18,591,000 | 19,197,000 | 19,480,000 | 20,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,297,000 | 8,651,000 | 13,169,000 | 17,592,000 |
| Interest expense | 1,690,000 | 3,429,000 | 5,165,000 | 6,729,000 |
| Net interest income | 2,607,000 | 5,222,000 | 8,004,000 | 10,863,000 |
| Noninterest income | 355,000 | 831,000 | 1,213,000 | 1,670,000 |
| Noninterest expense | 1,942,000 | 3,972,000 | 6,007,000 | 8,249,000 |
| Provision for loan losses | 105,000 | 220,000 | 340,000 | 420,000 |
| Pretax income | 915,000 | 1,861,000 | 2,871,000 | 3,867,000 |
| Income tax | 309,000 | 629,000 | 972,000 | 1,304,000 |
| Net income | 606,000 | 1,232,000 | 1,899,000 | 2,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,169,000 | 18,809,000 | 19,012,000 | 19,689,000 |
| Total capital | 20,279,000 | 21,054,000 | 21,348,000 | 22,064,000 |
| Risk-weighted assets | 168,595,000 | 179,421,000 | 186,712,000 | 189,767,000 |