Call reports 2008
HAVEN TRUST BANK — 2008
What HAVEN TRUST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 490,947,000 | 557,594,000 | 559,551,000 |
| Total loans | 425,968,000 | 453,917,000 | 476,408,000 |
| Allowance for loan losses | 4,566,000 | 5,261,000 | 9,597,000 |
| Securities available for sale | 22,638,000 | 28,188,000 | 28,400,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 416,364,000 | 451,855,000 | 489,692,000 |
| Interest-bearing deposits | 400,943,000 | 435,615,000 | 472,649,000 |
| Noninterest-bearing deposits | 15,421,000 | 16,240,000 | 17,043,000 |
| Equity capital | 36,320,000 | 34,026,000 | 24,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 8,064,000 | 15,302,000 | 21,739,000 |
| Interest expense | 5,438,000 | 10,494,000 | 15,768,000 |
| Net interest income | 2,626,000 | 4,808,000 | 5,971,000 |
| Noninterest income | 771,000 | 1,457,000 | 2,094,000 |
| Noninterest expense | 2,920,000 | 6,074,000 | 9,927,000 |
| Provision for loan losses | 400,000 | 1,350,000 | 11,750,000 |
| Pretax income | 72,000 | -1,179,000 | -13,647,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 72,000 | -1,179,000 | -13,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 36,030,000 | 34,337,000 | 24,923,000 |
| Total capital | 40,596,000 | 39,598,000 | 31,318,000 |
| Risk-weighted assets | 408,780,000 | 483,436,000 | 508,393,000 |