Call reports 2007
HAVEN TRUST BANK — 2007
What HAVEN TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 380,252,000 | 399,722,000 | 435,621,000 | 504,306,000 |
| Total loans | 323,250,000 | 337,928,000 | 368,551,000 | 420,829,000 |
| Allowance for loan losses | 3,798,000 | 3,852,000 | 4,103,000 | 4,252,000 |
| Securities available for sale | 11,112,000 | 14,797,000 | 15,454,000 | 21,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,092,000 | 338,896,000 | 372,887,000 | 426,482,000 |
| Interest-bearing deposits | 300,742,000 | 323,742,000 | 357,366,000 | 406,148,000 |
| Noninterest-bearing deposits | 17,350,000 | 15,154,000 | 15,520,000 | 20,334,000 |
| Equity capital | 33,772,000 | 34,182,000 | 34,861,000 | 36,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,755,000 | 16,063,000 | 24,663,000 | 33,558,000 |
| Interest expense | 4,025,000 | 8,370,000 | 12,936,000 | 18,163,000 |
| Net interest income | 3,730,000 | 7,693,000 | 11,727,000 | 15,395,000 |
| Noninterest income | 920,000 | 1,410,000 | 2,008,000 | 2,558,000 |
| Noninterest expense | 2,460,000 | 5,053,000 | 7,831,000 | 11,279,000 |
| Provision for loan losses | 50,000 | 275,000 | 525,000 | 1,100,000 |
| Pretax income | 2,140,000 | 3,775,000 | 5,379,000 | 5,574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,140,000 | 3,775,000 | 5,379,000 | 5,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,853,000 | 34,579,000 | 34,951,000 | 36,351,000 |
| Total capital | 37,651,000 | 38,431,000 | 39,054,000 | 40,603,000 |
| Risk-weighted assets | 332,866,000 | 320,624,000 | 344,615,000 | 395,910,000 |