Call reports 2006
HAVEN TRUST BANK — 2006
What HAVEN TRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 281,044,000 | 309,356,000 | 339,059,000 | 372,588,000 |
| Total loans | 239,661,000 | 263,941,000 | 290,473,000 | 312,124,000 |
| Allowance for loan losses | 3,043,000 | 3,318,000 | 3,568,000 | 3,706,000 |
| Securities available for sale | 7,260,000 | 7,197,000 | 7,365,000 | 11,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,061,000 | 243,000,000 | 287,300,000 | 317,245,000 |
| Interest-bearing deposits | 206,286,000 | 229,666,000 | 270,977,000 | 299,985,000 |
| Noninterest-bearing deposits | 14,775,000 | 13,334,000 | 16,323,000 | 17,260,000 |
| Equity capital | 21,671,000 | 23,589,000 | 23,712,000 | 32,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,197,000 | 11,296,000 | 18,439,000 | 26,065,000 |
| Interest expense | 2,173,000 | 4,908,000 | 8,305,000 | 12,160,000 |
| Net interest income | 3,024,000 | 6,388,000 | 10,134,000 | 13,905,000 |
| Noninterest income | 814,000 | 1,512,000 | 1,821,000 | 2,669,000 |
| Noninterest expense | 1,645,000 | 3,474,000 | 5,574,000 | 8,129,000 |
| Provision for loan losses | 150,000 | 425,000 | 675,000 | 925,000 |
| Pretax income | 2,043,000 | 4,001,000 | 5,678,000 | 7,492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,043,000 | 4,001,000 | 5,678,000 | 7,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,847,000 | 23,805,000 | 23,839,000 | 32,439,000 |
| Total capital | 24,843,000 | 27,085,000 | 27,373,000 | 36,145,000 |
| Risk-weighted assets | 239,664,000 | 262,378,000 | 282,693,000 | 302,980,000 |