Call reports 2005
HAVEN TRUST BANK — 2005
What HAVEN TRUST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 225,888,000 | 233,853,000 | 244,879,000 | 269,127,000 |
| Total loans | 187,672,000 | 199,444,000 | 206,904,000 | 221,568,000 |
| Allowance for loan losses | 2,119,000 | 2,389,000 | 2,664,000 | 2,892,000 |
| Securities available for sale | 6,500,000 | 6,486,000 | 6,416,000 | 6,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,650,000 | 189,099,000 | 196,277,000 | 218,883,000 |
| Interest-bearing deposits | 172,491,000 | 176,469,000 | 185,855,000 | 204,302,000 |
| Noninterest-bearing deposits | 13,159,000 | 12,630,000 | 10,422,000 | 14,581,000 |
| Equity capital | 15,837,000 | 16,952,000 | 19,683,000 | 21,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,908,000 | 11,205,000 | 16,101,000 |
| Interest expense | 1,111,000 | 2,632,000 | 4,384,000 | 6,338,000 |
| Net interest income | 2,053,000 | 4,276,000 | 6,821,000 | 9,763,000 |
| Noninterest income | 387,000 | 754,000 | 1,119,000 | 1,583,000 |
| Noninterest expense | 1,151,000 | 2,358,000 | 3,616,000 | 5,519,000 |
| Provision for loan losses | 350,000 | 620,000 | 895,000 | 1,195,000 |
| Pretax income | 939,000 | 2,051,000 | 3,428,000 | 4,631,000 |
| Income tax | 757,000 | 757,000 | 757,000 | 757,000 |
| Net income | 182,000 | 1,294,000 | 2,671,000 | 3,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,919,000 | 17,031,000 | 19,784,000 | 22,094,000 |
| Total capital | 18,038,000 | 19,420,000 | 22,448,000 | 24,929,000 |
| Risk-weighted assets | 198,962,000 | 209,896,000 | 215,051,000 | 226,751,000 |