Call reports 2002
HAVEN TRUST BANK — 2002
What HAVEN TRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,471,000 | 69,583,000 | 84,277,000 | 90,551,000 |
| Total loans | 53,445,000 | 56,482,000 | 69,208,000 | 74,111,000 |
| Allowance for loan losses | 907,000 | 907,000 | 916,000 | 981,000 |
| Securities available for sale | 8,022,000 | 7,570,000 | 6,813,000 | 5,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,586,000 | 61,312,000 | 75,396,000 | 78,803,000 |
| Interest-bearing deposits | 60,404,000 | 57,389,000 | 70,259,000 | 73,189,000 |
| Noninterest-bearing deposits | 2,182,000 | 3,923,000 | 5,137,000 | 5,614,000 |
| Equity capital | 5,459,000 | 6,719,000 | 7,193,000 | 7,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,227,000 | 3,407,000 | 4,774,000 |
| Interest expense | 610,000 | 1,167,000 | 1,708,000 | 2,284,000 |
| Net interest income | 535,000 | 1,060,000 | 1,699,000 | 2,490,000 |
| Noninterest income | 52,000 | 274,000 | 499,000 | 644,000 |
| Noninterest expense | 458,000 | 1,081,000 | 1,630,000 | 2,135,000 |
| Provision for loan losses | 33,000 | 33,000 | 55,000 | 120,000 |
| Pretax income | 96,000 | 220,000 | 506,000 | 863,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 220,000 | 506,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,711,000 | 6,735,000 | 7,107,000 | 7,463,000 |
| Total capital | 6,473,000 | 7,509,000 | 8,023,000 | 8,444,000 |
| Risk-weighted assets | 60,775,000 | 61,763,000 | 76,012,000 | 82,667,000 |