Call reports 2024
FNCB BANK — 2024
What FNCB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Total assets | 1,855,618,000 | 1,812,547,000 |
| Total loans | 1,250,224,000 | 1,267,330,000 |
| Allowance for loan losses | 12,455,000 | 13,920,000 |
| Securities available for sale | 441,438,000 | 421,888,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 1,628,000 | 1,554,000 |
| Total deposits | 1,481,896,000 | 1,430,074,000 |
| Interest-bearing deposits | 1,195,008,000 | 1,152,438,000 |
| Noninterest-bearing deposits | 286,888,000 | 277,636,000 |
| Equity capital | 137,254,000 | 138,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Interest income | 22,777,000 | 46,009,000 |
| Interest expense | 9,466,000 | 19,042,000 |
| Net interest income | 13,311,000 | 26,967,000 |
| Noninterest income | 2,035,000 | 4,097,000 |
| Noninterest expense | 9,156,000 | 21,176,000 |
| Provision for loan losses | 1,486,000 | 3,968,000 |
| Pretax income | 4,945,000 | 6,310,000 |
| Income tax | 671,000 | 989,000 |
| Net income | 4,274,000 | 5,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Tier 1 capital | 176,172,000 | 177,228,000 |
| Total capital | 189,785,000 | 192,151,000 |
| Risk-weighted assets | 1,410,755,000 | 1,419,412,000 |