Call report 2004Q4
FNCB BANK — 2004Q4
The 22 measures FNCB BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 907,493,000 | USD | evidence → |
| Total loans | 632,892,000 | USD | evidence → |
| Allowance for loan losses | 7,100,000 | USD | evidence → |
| Securities available for sale | 222,272,000 | USD | evidence → |
| Securities held to maturity | 1,486,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 672,096,000 | USD | evidence → |
| Interest-bearing deposits | 652,797,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,299,000 | USD | evidence → |
| Equity capital | 75,342,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,228,000 | USD | evidence → |
| Interest expense | 16,960,000 | USD | evidence → |
| Net interest income | 25,268,000 | USD | evidence → |
| Noninterest income | 3,944,000 | USD | evidence → |
| Noninterest expense | 17,351,000 | USD | evidence → |
| Provision for loan losses | 1,400,000 | USD | evidence → |
| Pretax income | 11,307,000 | USD | evidence → |
| Income tax | 2,012,000 | USD | evidence → |
| Net income | 9,295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,311,000 | USD | evidence → |
| Total capital | 81,411,000 | USD | evidence → |
| Risk-weighted assets | 728,683,000 | USD | evidence → |