Call reports 2001
FNCB BANK — 2001
What FNCB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 617,930,000 | 653,073,000 | 671,380,000 | 676,271,000 |
| Total loans | 408,018,000 | 415,539,000 | 432,396,000 | 445,478,000 |
| Allowance for loan losses | 5,282,000 | 5,334,000 | 5,148,000 | 5,594,000 |
| Securities available for sale | 162,603,000 | 181,020,000 | 200,418,000 | 186,767,000 |
| Securities held to maturity | 1,818,000 | 1,843,000 | 1,869,000 | 1,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,867,000 | 503,437,000 | 508,484,000 | 517,657,000 |
| Interest-bearing deposits | 438,538,000 | 451,813,000 | 459,947,000 | 464,416,000 |
| Noninterest-bearing deposits | 43,329,000 | 51,624,000 | 48,537,000 | 53,241,000 |
| Equity capital | 48,329,000 | 49,757,000 | 53,084,000 | 51,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,377,000 | 22,629,000 | 33,971,000 | 44,862,000 |
| Interest expense | 6,636,000 | 13,136,000 | 19,613,000 | 25,629,000 |
| Net interest income | 4,741,000 | 9,493,000 | 14,358,000 | 19,233,000 |
| Noninterest income | 467,000 | 1,175,000 | 1,751,000 | 2,547,000 |
| Noninterest expense | 3,115,000 | 6,201,000 | 9,274,000 | 12,625,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 1,220,000 |
| Pretax income | 2,107,000 | 4,393,000 | 6,864,000 | 8,539,000 |
| Income tax | 441,000 | 889,000 | 1,433,000 | 1,719,000 |
| Net income | 1,666,000 | 3,504,000 | 5,431,000 | 6,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,887,000 | 48,402,000 | 50,028,000 | 50,891,000 |
| Total capital | 52,169,000 | 53,736,000 | 55,176,000 | 56,485,000 |
| Risk-weighted assets | 454,563,000 | 470,702,000 | 494,547,000 | 505,910,000 |