Call reports 2019
CHETOPA STATE BANK & TRUST CO — 2019
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,183,000 | 36,830,000 | 37,642,000 | 39,435,000 |
| Total loans | 25,912,000 | 26,025,000 | 26,956,000 | 28,707,000 |
| Allowance for loan losses | 262,000 | 268,000 | 274,000 | 278,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,327,000 | 7,322,000 | 7,088,000 | 7,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,305,000 | 32,897,000 | 33,610,000 | 35,413,000 |
| Interest-bearing deposits | 27,294,000 | 26,690,000 | 27,935,000 | 28,962,000 |
| Noninterest-bearing deposits | 6,011,000 | 6,207,000 | 5,675,000 | 6,451,000 |
| Equity capital | 3,784,000 | 3,822,000 | 3,935,000 | 3,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 813,000 | 1,232,000 | 1,656,000 |
| Interest expense | 71,000 | 137,000 | 216,000 | 293,000 |
| Net interest income | 336,000 | 676,000 | 1,016,000 | 1,363,000 |
| Noninterest income | 35,000 | 70,000 | 110,000 | 148,000 |
| Noninterest expense | 206,000 | 425,000 | 627,000 | 821,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 159,000 | 309,000 | 481,000 | 666,000 |
| Income tax | 6,000 | 12,000 | 17,000 | 19,000 |
| Net income | 153,000 | 297,000 | 464,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,784,000 | 3,822,000 | 3,935,000 | 3,918,000 |
| Total capital | 4,046,000 | 4,090,000 | 4,209,000 | 4,196,000 |
| Risk-weighted assets | 24,728,000 | 24,536,000 | 24,790,000 | 27,021,000 |