Call reports 2018
CHETOPA STATE BANK & TRUST CO — 2018
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,622,000 | 35,034,000 | 35,109,000 | 36,994,000 |
| Total loans | 26,224,000 | 25,492,000 | 25,933,000 | 28,081,000 |
| Allowance for loan losses | 254,000 | 262,000 | 268,000 | 256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,359,000 | 7,351,000 | 7,343,000 | 7,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,964,000 | 31,415,000 | 31,391,000 | 32,234,000 |
| Interest-bearing deposits | 26,217,000 | 24,846,000 | 25,210,000 | 26,897,000 |
| Noninterest-bearing deposits | 6,747,000 | 6,569,000 | 6,181,000 | 5,337,000 |
| Equity capital | 3,575,000 | 3,544,000 | 3,643,000 | 3,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 730,000 | 1,118,000 | 1,517,000 |
| Interest expense | 38,000 | 81,000 | 127,000 | 182,000 |
| Net interest income | 319,000 | 649,000 | 991,000 | 1,335,000 |
| Noninterest income | 48,000 | 83,000 | 125,000 | 170,000 |
| Noninterest expense | 193,000 | 397,000 | 607,000 | 808,000 |
| Provision for loan losses | 4,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 170,000 | 323,000 | 491,000 | 673,000 |
| Income tax | 12,000 | 22,000 | 28,000 | 34,000 |
| Net income | 158,000 | 301,000 | 463,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,575,000 | 3,544,000 | 3,643,000 | 3,694,000 |
| Total capital | 3,829,000 | 3,806,000 | 3,911,000 | 3,950,000 |
| Risk-weighted assets | 25,361,000 | 24,333,000 | 25,005,000 | 26,932,000 |