Call reports 2017
CHETOPA STATE BANK & TRUST CO — 2017
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 33,652,000 | 33,856,000 | 33,851,000 | 34,185,000 |
| Total loans | 23,796,000 | 24,402,000 | 24,773,000 | 24,983,000 |
| Allowance for loan losses | 236,000 | 238,000 | 244,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,320,000 | 7,042,000 | 6,884,000 | 7,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,276,000 | 30,435,000 | 30,297,000 | 30,655,000 |
| Interest-bearing deposits | 24,763,000 | 25,008,000 | 25,239,000 | 25,159,000 |
| Noninterest-bearing deposits | 5,513,000 | 5,427,000 | 5,058,000 | 5,496,000 |
| Equity capital | 3,334,000 | 3,366,000 | 3,455,000 | 3,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 653,000 | 1,001,000 | 1,356,000 |
| Interest expense | 26,000 | 56,000 | 88,000 | 122,000 |
| Net interest income | 292,000 | 597,000 | 913,000 | 1,234,000 |
| Noninterest income | 45,000 | 82,000 | 119,000 | 164,000 |
| Noninterest expense | 192,000 | 393,000 | 594,000 | 781,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 14,000 |
| Pretax income | 145,000 | 284,000 | 430,000 | 603,000 |
| Income tax | 7,000 | 19,000 | 30,000 | 43,000 |
| Net income | 138,000 | 265,000 | 400,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,334,000 | 3,366,000 | 3,455,000 | 3,465,000 |
| Total capital | 3,570,000 | 3,604,000 | 3,699,000 | 3,715,000 |
| Risk-weighted assets | 23,110,000 | 23,483,000 | 23,751,000 | 24,228,000 |