Call reports 2016
CHETOPA STATE BANK & TRUST CO — 2016
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,421,000 | 32,260,000 | 31,206,000 | 31,454,000 |
| Total loans | 19,905,000 | 21,052,000 | 22,276,000 | 21,684,000 |
| Allowance for loan losses | 251,000 | 236,000 | 236,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,085,000 | 6,828,000 | 6,573,000 | 6,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,986,000 | 28,820,000 | 27,894,000 | 28,156,000 |
| Interest-bearing deposits | 24,218,000 | 23,247,000 | 23,098,000 | 21,977,000 |
| Noninterest-bearing deposits | 5,768,000 | 5,573,000 | 4,796,000 | 6,179,000 |
| Equity capital | 3,284,000 | 3,324,000 | 3,157,000 | 3,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 578,000 | 885,000 | 1,193,000 |
| Interest expense | 21,000 | 45,000 | 69,000 | 95,000 |
| Net interest income | 273,000 | 533,000 | 816,000 | 1,098,000 |
| Noninterest income | 33,000 | 67,000 | 107,000 | 144,000 |
| Noninterest expense | 200,000 | 394,000 | 600,000 | 808,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 206,000 | 323,000 | 434,000 |
| Income tax | 2,000 | 3,000 | 6,000 | 10,000 |
| Net income | 104,000 | 203,000 | 317,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,284,000 | 3,324,000 | 3,157,000 | 3,264,000 |
| Total capital | 3,524,000 | 3,560,000 | 3,393,000 | 3,500,000 |
| Risk-weighted assets | 19,224,000 | 20,155,000 | 21,745,000 | 20,858,000 |