Call reports 2015
CHETOPA STATE BANK & TRUST CO — 2015
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,116,000 | 32,254,000 | 29,529,000 | 30,694,000 |
| Total loans | 19,730,000 | 19,674,000 | 19,160,000 | 20,977,000 |
| Allowance for loan losses | 251,000 | 251,000 | 251,000 | 251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,285,000 | 8,276,000 | 7,268,000 | 6,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,960,000 | 29,104,000 | 26,281,000 | 27,367,000 |
| Interest-bearing deposits | 23,900,000 | 23,534,000 | 21,162,000 | 21,554,000 |
| Noninterest-bearing deposits | 6,060,000 | 5,570,000 | 5,119,000 | 5,813,000 |
| Equity capital | 3,025,000 | 3,042,000 | 3,126,000 | 3,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 546,000 | 825,000 | 1,105,000 |
| Interest expense | 22,000 | 42,000 | 59,000 | 76,000 |
| Net interest income | 248,000 | 504,000 | 766,000 | 1,029,000 |
| Noninterest income | 37,000 | 68,000 | 132,000 | 161,000 |
| Noninterest expense | 183,000 | 366,000 | 569,000 | 754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 206,000 | 329,000 | 436,000 |
| Income tax | 5,000 | 7,000 | 8,000 | 10,000 |
| Net income | 97,000 | 199,000 | 321,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,025,000 | 3,042,000 | 3,126,000 | 3,230,000 |
| Total capital | 3,267,000 | 3,284,000 | 3,358,000 | 3,481,000 |
| Risk-weighted assets | 19,420,000 | 19,433,000 | 18,539,000 | 20,129,000 |