Call reports 2014
CHETOPA STATE BANK & TRUST CO — 2014
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 35,285,000 | 31,468,000 | 30,834,000 | 29,961,000 |
| Total loans | 17,697,000 | 18,634,000 | 19,691,000 | 20,435,000 |
| Allowance for loan losses | 256,000 | 256,000 | 251,000 | 251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,585,000 | 8,064,000 | 7,804,000 | 7,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,150,000 | 28,577,000 | 27,860,000 | 26,903,000 |
| Interest-bearing deposits | 25,867,000 | 22,997,000 | 22,671,000 | 22,044,000 |
| Noninterest-bearing deposits | 6,283,000 | 5,580,000 | 5,189,000 | 4,859,000 |
| Equity capital | 3,017,000 | 2,795,000 | 2,863,000 | 2,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 531,000 | 803,000 | 1,078,000 |
| Interest expense | 25,000 | 49,000 | 73,000 | 96,000 |
| Net interest income | 246,000 | 482,000 | 730,000 | 982,000 |
| Noninterest income | 40,000 | 77,000 | 123,000 | 160,000 |
| Noninterest expense | 183,000 | 370,000 | 556,000 | 739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 189,000 | 297,000 | 403,000 |
| Income tax | 5,000 | 12,000 | 19,000 | 26,000 |
| Net income | 98,000 | 177,000 | 278,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,017,000 | 2,795,000 | 2,863,000 | 2,962,000 |
| Total capital | 3,225,000 | 3,019,000 | 3,100,000 | 3,205,000 |
| Risk-weighted assets | 17,037,000 | 17,909,000 | 18,917,000 | 19,424,000 |