Call reports 2013
CHETOPA STATE BANK & TRUST CO — 2013
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,367,000 | 30,948,000 | 28,772,000 | 29,095,000 |
| Total loans | 16,308,000 | 17,264,000 | 17,099,000 | 17,721,000 |
| Allowance for loan losses | 256,000 | 256,000 | 256,000 | 256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,070,000 | 9,610,000 | 9,855,000 | 9,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,558,000 | 28,145,000 | 25,816,000 | 26,057,000 |
| Interest-bearing deposits | 21,985,000 | 24,025,000 | 21,565,000 | 21,947,000 |
| Noninterest-bearing deposits | 4,573,000 | 4,120,000 | 4,251,000 | 4,110,000 |
| Equity capital | 2,715,000 | 2,738,000 | 2,870,000 | 2,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 506,000 | 791,000 | 1,062,000 |
| Interest expense | 33,000 | 62,000 | 89,000 | 114,000 |
| Net interest income | 214,000 | 444,000 | 702,000 | 948,000 |
| Noninterest income | 44,000 | 82,000 | 189,000 | 230,000 |
| Noninterest expense | 186,000 | 369,000 | 566,000 | 745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 157,000 | 325,000 | 433,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 15,000 |
| Net income | 69,000 | 150,000 | 315,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,715,000 | 2,738,000 | 2,870,000 | 2,953,000 |
| Total capital | 2,907,000 | 2,951,000 | 3,075,000 | 3,163,000 |
| Risk-weighted assets | 15,340,000 | 16,799,000 | 16,380,000 | 16,714,000 |