Call reports 2012
CHETOPA STATE BANK & TRUST CO — 2012
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,919,000 | 28,906,000 | 27,712,000 | 28,235,000 |
| Total loans | 15,024,000 | 15,447,000 | 15,432,000 | 16,114,000 |
| Allowance for loan losses | 260,000 | 256,000 | 256,000 | 257,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,008,000 | 9,631,000 | 6,855,000 | 5,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,137,000 | 26,280,000 | 25,023,000 | 25,476,000 |
| Interest-bearing deposits | 22,279,000 | 22,381,000 | 21,327,000 | 21,556,000 |
| Noninterest-bearing deposits | 3,858,000 | 3,899,000 | 3,696,000 | 3,920,000 |
| Equity capital | 2,693,000 | 2,556,000 | 2,604,000 | 2,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 535,000 | 795,000 | 1,046,000 |
| Interest expense | 44,000 | 87,000 | 129,000 | 168,000 |
| Net interest income | 226,000 | 448,000 | 666,000 | 878,000 |
| Noninterest income | 48,000 | 90,000 | 141,000 | 194,000 |
| Noninterest expense | 182,000 | 359,000 | 546,000 | 734,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 179,000 | 261,000 | 338,000 |
| Income tax | 4,000 | 7,000 | 7,000 | 8,000 |
| Net income | 88,000 | 172,000 | 254,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,693,000 | 2,556,000 | 2,604,000 | 2,681,000 |
| Total capital | 2,891,000 | 2,754,000 | 2,796,000 | 2,868,000 |
| Risk-weighted assets | 15,744,000 | 15,730,000 | 14,539,000 | 14,902,000 |