Call reports 2011
CHETOPA STATE BANK & TRUST CO — 2011
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,849,000 | 30,551,000 | 28,817,000 | 28,582,000 |
| Total loans | 15,030,000 | 16,175,000 | 15,285,000 | 15,409,000 |
| Allowance for loan losses | 265,000 | 265,000 | 265,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,568,000 | 9,443,000 | 9,118,000 | 8,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,315,000 | 28,004,000 | 26,191,000 | 25,868,000 |
| Interest-bearing deposits | 22,952,000 | 24,403,000 | 22,442,000 | 22,248,000 |
| Noninterest-bearing deposits | 3,363,000 | 3,601,000 | 3,749,000 | 3,620,000 |
| Equity capital | 2,472,000 | 2,494,000 | 2,555,000 | 2,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 570,000 | 859,000 | 1,141,000 |
| Interest expense | 58,000 | 110,000 | 158,000 | 205,000 |
| Net interest income | 222,000 | 460,000 | 701,000 | 936,000 |
| Noninterest income | 41,000 | 85,000 | 134,000 | 181,000 |
| Noninterest expense | 176,000 | 356,000 | 542,000 | 730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 189,000 | 293,000 | 387,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 83,000 | 181,000 | 281,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,472,000 | 2,494,000 | 2,555,000 | 2,644,000 |
| Total capital | 2,667,000 | 2,703,000 | 2,756,000 | 2,844,000 |
| Risk-weighted assets | 15,536,000 | 16,717,000 | 16,015,000 | 15,940,000 |