Call reports 2010
CHETOPA STATE BANK & TRUST CO — 2010
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,131,000 | 29,474,000 | 28,393,000 | 28,637,000 |
| Total loans | 16,140,000 | 16,678,000 | 16,389,000 | 15,412,000 |
| Allowance for loan losses | 277,000 | 264,000 | 264,000 | 264,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,559,000 | 5,551,000 | 4,792,000 | 6,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,548,000 | 26,896,000 | 26,011,000 | 26,151,000 |
| Interest-bearing deposits | 23,029,000 | 23,508,000 | 23,096,000 | 23,202,000 |
| Noninterest-bearing deposits | 3,519,000 | 3,388,000 | 2,915,000 | 2,949,000 |
| Equity capital | 2,525,000 | 2,525,000 | 2,317,000 | 2,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 629,000 | 944,000 | 1,249,000 |
| Interest expense | 76,000 | 152,000 | 226,000 | 292,000 |
| Net interest income | 236,000 | 477,000 | 718,000 | 957,000 |
| Noninterest income | 45,000 | 85,000 | 129,000 | 200,000 |
| Noninterest expense | 197,000 | 395,000 | 593,000 | 788,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 167,000 | 254,000 | 369,000 |
| Income tax | 4,000 | 8,000 | 14,000 | 16,000 |
| Net income | 80,000 | 159,000 | 240,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,525,000 | 2,525,000 | 2,317,000 | 2,430,000 |
| Total capital | 2,722,000 | 2,733,000 | 2,517,000 | 2,624,000 |
| Risk-weighted assets | 15,717,000 | 15,938,000 | 15,973,000 | 15,463,000 |