Call reports 2007
CHETOPA STATE BANK & TRUST CO — 2007
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,117,000 | 27,111,000 | 27,117,000 | 26,778,000 |
| Total loans | 18,487,000 | 18,528,000 | 18,119,000 | 18,087,000 |
| Allowance for loan losses | 166,000 | 153,000 | 152,000 | 192,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,666,000 | 3,967,000 | 4,176,000 | 5,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,844,000 | 24,858,000 | 24,914,000 | 24,514,000 |
| Interest-bearing deposits | 22,512,000 | 22,052,000 | 21,909,000 | 21,112,000 |
| Noninterest-bearing deposits | 3,332,000 | 2,806,000 | 3,005,000 | 3,402,000 |
| Equity capital | 2,144,000 | 2,150,000 | 2,081,000 | 2,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 850,000 | 1,292,000 | 1,719,000 |
| Interest expense | 167,000 | 341,000 | 524,000 | 701,000 |
| Net interest income | 261,000 | 509,000 | 768,000 | 1,018,000 |
| Noninterest income | 32,000 | 68,000 | 111,000 | 158,000 |
| Noninterest expense | 180,000 | 354,000 | 516,000 | 693,000 |
| Provision for loan losses | 21,000 | 56,000 | 101,000 | 171,000 |
| Pretax income | 92,000 | 167,000 | 262,000 | 312,000 |
| Income tax | 6,000 | 14,000 | 24,000 | 22,000 |
| Net income | 86,000 | 153,000 | 238,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,144,000 | 2,150,000 | 2,081,000 | 2,134,000 |
| Total capital | 2,310,000 | 2,303,000 | 2,234,000 | 2,326,000 |
| Risk-weighted assets | 17,418,000 | 17,428,000 | 17,175,000 | 16,854,000 |