Call reports 2006
CHETOPA STATE BANK & TRUST CO — 2006
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,204,000 | 26,034,000 | 25,818,000 | 26,454,000 |
| Total loans | 19,315,000 | 19,138,000 | 19,126,000 | 19,024,000 |
| Allowance for loan losses | 201,000 | 200,000 | 196,000 | 155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,031,000 | 3,237,000 | 3,026,000 | 3,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,962,000 | 24,062,000 | 23,760,000 | 24,239,000 |
| Interest-bearing deposits | 21,365,000 | 21,242,000 | 21,214,000 | 21,398,000 |
| Noninterest-bearing deposits | 3,597,000 | 2,820,000 | 2,546,000 | 2,841,000 |
| Equity capital | 2,167,000 | 1,896,000 | 1,967,000 | 2,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 774,000 | 1,178,000 | 1,594,000 |
| Interest expense | 116,000 | 246,000 | 389,000 | 546,000 |
| Net interest income | 268,000 | 528,000 | 789,000 | 1,048,000 |
| Noninterest income | 30,000 | 75,000 | 119,000 | 153,000 |
| Noninterest expense | 173,000 | 344,000 | 523,000 | 710,000 |
| Provision for loan losses | 0 | 0 | 0 | -40,000 |
| Pretax income | 125,000 | 259,000 | 385,000 | 531,000 |
| Income tax | 6,000 | 15,000 | 22,000 | 29,000 |
| Net income | 119,000 | 244,000 | 363,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,167,000 | 1,896,000 | 1,967,000 | 2,106,000 |
| Total capital | 2,368,000 | 2,096,000 | 2,163,000 | 2,261,000 |
| Risk-weighted assets | 17,511,000 | 17,245,000 | 17,282,000 | 17,586,000 |