Call reports 2002
CHETOPA STATE BANK & TRUST CO — 2002
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,711,000 | 22,953,000 | 23,246,000 | 23,712,000 |
| Total loans | 16,971,000 | 17,540,000 | 17,362,000 | 17,722,000 |
| Allowance for loan losses | 138,000 | 146,000 | 148,000 | 151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,621,000 | 1,964,000 | 1,865,000 | 1,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,297,000 | 21,547,000 | 21,778,000 | 22,142,000 |
| Interest-bearing deposits | 18,392,000 | 18,779,000 | 19,064,000 | 19,036,000 |
| Noninterest-bearing deposits | 2,905,000 | 2,768,000 | 2,714,000 | 3,106,000 |
| Equity capital | 1,309,000 | 1,334,000 | 1,392,000 | 1,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 747,000 | 1,132,000 | 1,508,000 |
| Interest expense | 174,000 | 338,000 | 498,000 | 648,000 |
| Net interest income | 200,000 | 409,000 | 634,000 | 860,000 |
| Noninterest income | 31,000 | 77,000 | 127,000 | 175,000 |
| Noninterest expense | 151,000 | 308,000 | 483,000 | 641,000 |
| Provision for loan losses | 3,000 | 11,000 | 13,000 | 16,000 |
| Pretax income | 77,000 | 167,000 | 265,000 | 378,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 31,000 |
| Net income | 69,000 | 152,000 | 242,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,309,000 | 1,334,000 | 1,392,000 | 1,497,000 |
| Total capital | 1,447,000 | 1,480,000 | 1,540,000 | 1,648,000 |
| Risk-weighted assets | 13,894,000 | 14,760,000 | 14,503,000 | 14,773,000 |