Call reports 2001
CHETOPA STATE BANK & TRUST CO — 2001
What CHETOPA STATE BANK & TRUST CO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,528,000 | 19,053,000 | 19,641,000 | 20,812,000 |
| Total loans | 15,336,000 | 15,720,000 | 16,151,000 | 17,306,000 |
| Allowance for loan losses | 121,000 | 124,000 | 124,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,961,000 | 1,966,000 | 1,971,000 | 1,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,080,000 | 17,720,000 | 18,247,000 | 19,325,000 |
| Interest-bearing deposits | 14,938,000 | 15,747,000 | 16,431,000 | 17,251,000 |
| Noninterest-bearing deposits | 2,142,000 | 1,973,000 | 1,816,000 | 2,074,000 |
| Equity capital | 1,234,000 | 1,250,000 | 1,302,000 | 1,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 735,000 | 1,113,000 | 1,498,000 |
| Interest expense | 160,000 | 327,000 | 502,000 | 681,000 |
| Net interest income | 208,000 | 408,000 | 611,000 | 817,000 |
| Noninterest income | 28,000 | 59,000 | 93,000 | 139,000 |
| Noninterest expense | 134,000 | 277,000 | 423,000 | 568,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 17,000 |
| Pretax income | 99,000 | 184,000 | 275,000 | 371,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 30,000 |
| Net income | 91,000 | 169,000 | 252,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,234,000 | 1,250,000 | 1,302,000 | 1,391,000 |
| Total capital | 1,355,000 | 1,374,000 | 1,426,000 | 1,526,000 |
| Risk-weighted assets | 12,989,000 | 12,783,000 | 13,740,000 | 14,449,000 |