Call reports 2005
STATE BANK OF AUBURN — 2005
What STATE BANK OF AUBURN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 71,809,000 | 71,541,000 |
| Total loans | 19,072,000 | 18,722,000 |
| Allowance for loan losses | 422,000 | 360,000 |
| Securities available for sale | 33,472,000 | 32,683,000 |
| Securities held to maturity | 12,147,000 | 12,150,000 |
| Trading assets | 0 | 0 |
| Total deposits | 61,753,000 | 61,301,000 |
| Interest-bearing deposits | 55,622,000 | 54,904,000 |
| Noninterest-bearing deposits | 6,131,000 | 6,397,000 |
| Equity capital | 9,737,000 | 9,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 846,000 | 1,606,000 |
| Interest expense | 375,000 | 687,000 |
| Net interest income | 471,000 | 919,000 |
| Noninterest income | 71,000 | 145,000 |
| Noninterest expense | 285,000 | 578,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 258,000 | 486,000 |
| Income tax | 0 | 0 |
| Net income | 258,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 9,365,000 | 9,360,000 |
| Total capital | 9,670,000 | 9,682,000 |
| Risk-weighted assets | 24,269,000 | 25,751,000 |