Call reports 2002
STATE BANK OF AUBURN — 2002
What STATE BANK OF AUBURN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,191,000 | 88,036,000 | 91,106,000 | 90,891,000 |
| Total loans | 35,508,000 | 33,680,000 | 33,235,000 | 32,080,000 |
| Allowance for loan losses | 356,000 | 345,000 | 375,000 | 304,000 |
| Securities available for sale | 38,966,000 | 37,425,000 | 41,601,000 | 41,703,000 |
| Securities held to maturity | 324,000 | 323,000 | 322,000 | 321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,256,000 | 63,547,000 | 66,435,000 | 66,117,000 |
| Interest-bearing deposits | 57,651,000 | 57,749,000 | 60,282,000 | 59,736,000 |
| Noninterest-bearing deposits | 5,605,000 | 5,798,000 | 6,153,000 | 6,381,000 |
| Equity capital | 9,491,000 | 10,081,000 | 10,267,000 | 10,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,647,000 | 3,861,000 | 5,047,000 |
| Interest expense | 732,000 | 1,442,000 | 2,141,000 | 2,804,000 |
| Net interest income | 603,000 | 1,205,000 | 1,720,000 | 2,243,000 |
| Noninterest income | 51,000 | 109,000 | 165,000 | 189,000 |
| Noninterest expense | 285,000 | 545,000 | 896,000 | 1,237,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 349,000 | 719,000 | 909,000 | 1,085,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 719,000 | 909,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,667,000 | 8,786,000 | 8,854,000 | 8,830,000 |
| Total capital | 9,023,000 | 9,131,000 | 9,229,000 | 9,134,000 |
| Risk-weighted assets | 40,245,000 | 39,759,000 | 39,697,000 | 39,253,000 |